His business partner died suddenly. The buy-sell agreement meant the business survived
Two business owners, ten years in, sixty staff
If you're in business with someone, this conversation is overdue.
Financial clarity for busy New Zealand households.
For every stage
of your life.
From your first home to retirement, Auro's advisers coordinate your mortgage, insurance, KiwiSaver and investments into one clear strategy.
Book a Free Consultation →Who We Work With
Busy professional households who want a great home and a solid retirement — not a ten-property empire.
If your income is strong but your time and energy are focused on your career, family, or business rather than managing your finances, you're our person. Households typically earning $250K–$500K combined, aged 35–50, who want the basics done right and done consistently.
More about who we help →Client Snapshot
A recent snapshot of the households we advise (last 50 clients we onboarded or reviewed plans for)
$1.8M
Average home value
$1.1M
Average loan size
$1,141
Average insurance spend / month
1.4
Average investment properties owned
$0.9M
Median projected KiwiSaver balance at 65*
$3.5M
Median projected net worth at 65*
* Projected figures are medians of modelled outcomes for these households. Figures shown are anonymised averages from households we advised between [Month Year] and [Month Year], including new and existing clients we reviewed or updated plans for. They describe past client situations and modelled projections only, and are not a guarantee of future results.
Our services
Your financial life, considered as one.
Independent advice across mortgages, insurance, KiwiSaver and wealth—brought together around your life, not a product target.
One adviser who understands the whole picture.
Our Process
Advice that's built around you, not a product.
Our four-step process ensures every recommendation is grounded in your reality — and reviewed as your life evolves.
01
Discover
Understand your world
We start by listening. A no-obligation conversation where we get to know your goals, circumstances, and financial picture — before we recommend anything.
02
Model
Build your
strategy
strategy
We model different scenarios using your real numbers — comparing loan structures, insurance options, and investment paths — so you can see exactly how each choice plays out.
03
Implement
Put the plan in motion
We handle the paperwork, liaise with lenders and insurers, and manage the process end-to-end. You stay informed without getting buried in admin.
04
Review
Stay on track,
always
always
Life changes — your strategy should too. We check in regularly to make sure your mortgage, cover, and investments still align with where you're headed.
Not sure where to start?
Use our calculators to model your mortgage, insurance needs, or Kiwisaver projections. After you run the numbers, book a free consultation and we will show you what they mean for your situation.
Clients who moved the needle.
We don't trade in vague promises. Here's what structured advice has looked like for real people.
The diagnosis came at 47. The insurance meant she could focus on getting better
Sarah
Trauma cover pays you at diagnosis, not death.
Retirement at 60 instead of 67 — and a portfolio to prove it
Linda and Paul, Christchurch
KiwiSaver optimised, debt restructured, investment property acquired.
The income protection claim that meant they kept everything
Craig, Wellington
Serious illness. Six months off work. Not a single missed mortgage payment.
From renting to owning — 18 months earlier than expected
Sarah and James, Auckland
Pre-approval secured, deposit strategy restructured, $12,000 in bank cashback negotiated.
This starts with a conversation.
No obligation. No products pushed. Just a clear-eyed look at where you are and what's possible.