Refinancing Your Mortgage in New Zealand
Refinancing your mortgage is the process of switching your mortgage to another bank or lender. Currently, banks are offering cashbacks…
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Latest Mortgage Interest Rates
In a move eagerly awaited by New Zealand homeowners, the RBNZ has cut the OCR by 0.25%. This decision starts…
Buy/Sell Agreements – What Happens if a Business Owner Dies?
What happens if a business owner dies, becomes disabled, or has a major health trauma? You may have built a…
OCR Cut & the Latest Mortgage Interest Rates for New Zealand Mortgages
In a move eagerly awaited by New Zealand homeowners, the RBNZ has cut the OCR by 0.25%. This decision starts…
Debt-to-Income Ratios Explained and Their Impact for First Home Buyers and Homeowners
This blog will explore what DTI ratios are, how they impact your borrowing power, and what came into force 1…
Home Loan Pre-Approval Letter of Offer
6 things you need to know about your mortgage pre-approval Letter of Offer.
Why are Wills so Important and Why You Need One
A will is one of life’s essential legal documents people need to consider. To protect your hard-earned assets and provide…
Debt to Income Ratios – How they Might Affect You in New Zealand.
The Reserve Bank (RBNZ) is overhauling the criteria for mortgage lending in New Zealand. It plans to put in place…
The Return of Interest Deductibility for Landlords in New Zealand
Associate Finance Minister David Seymour has announced the Coalition Government’s final plans they have been working since the election. He…
How to Withdraw Your KiwiSaver
KiwiSaver is a voluntary savings scheme in New Zealand. Individuals can use it to save for their retirement. If you…
Five Tips to Maximise Your KiwiSaver in 2024
Traditionally, in January, we look at our current position. We make big decisions about what to change in the upcoming…
First Home Buyer’s Mindset: Unlocking the Door to Homeownership
Set yourself up for success, before you start shortlisting properties and planning what you’ll do with your quarter acre. Seek…
Is it Better to Fix or Float Your Mortgage?
Whether you’ve just bought a new home or you’ve received a letter from your bank to fix or refix your…