Two business owners, ten years in, sixty staff. One died unexpectedly. Without a funded buy-sell agreement, the business would have faced forced sale, family disputes, and collapse. With it — the surviving partner bought out the estate at a fair value within 30 days.
- Business: continued trading without interruption
- Estate: received fair value immediately
- Staff: kept their jobs
“It was the hardest year of my life. At least I didn’t also lose the company we built together.”
If you’re in business with someone, this conversation is overdue.
A buy-sell agreement without funding is just a piece of paper. We structure the insurance to make the agreement real.