KiwiSaver Advice
Small changes now. Enormous differences later.
The gap between a default KiwiSaver fund and the right one can be $150,000 or more by retirement. That's not a hypothetical — it's a number we calculate for clients every week. And it's almost always fixable.
- Compare every fund across every provider — growth, fees, risk profile
- Model the impact of increasing contributions (the numbers are usually striking)
- First home buyers: maximise grant and withdrawal eligibility
- Approaching retirement: de-risk and structure drawdown correctly
A one-time KiwiSaver review has changed retirement timelines by years for some of our clients.
KiwiSaver Review
Already have KiwiSaver? It might not be working as hard as it should.
Most KiwiSaver members set it up once and never look again. But your circumstances, risk tolerance, and goals change. So should your fund.
What We Review
- Your current fund type vs. your actual risk profile and timeline
- Fee comparison — what you're paying vs. what you're getting
- Contribution rate modelling — what each incremental increase means in real dollars at 65
- Consolidation of past funds you may have forgotten about
The review takes 30 minutes. The impact lasts decades.
Your KiwiSaver at 65
Small changes in contribution rate and fund type make enormous differences over time. See yours.
The difference between the right fund and the default one can be $150,000 or more by retirement.
Fund A (current)
Fund B (comparison)
Difference in balance at retirement
$0
Fund A balance
$0
Fund B balance
$0
Weekly income difference in retirement
$0
After tax (PIR), after government contribution, not inflation adjusted. Weekly income difference assumes a 4% annual drawdown.
Talk to us about your KiwiSaver →
Your KiwiSaver is growing whether you're paying attention or not.
The question is whether it's growing as fast as it could be.